Bank of Kigali(BK) (BOK.rw) Q12012 Interim Report

first_imgBK Group Plc (BOK.rw) listed on the Rwanda Stock Exchange under the Banking sector has released it’s 2012 interim results for the first quarter.For more information about BK Group Plc (BOK.rw) reports, abridged reports, interim earnings results and earnings presentations, visit the BK Group Plc (BOK.rw) company page on AfricanFinancials.Document: BK Group Plc (BOK.rw)  2012 interim results for the first quarter.Company ProfileBK Group Plc formerly (Bank of Kigali Limited) is Rwanda’s largest commercial bank by assets and licensed by the country’s banking regulator, National Bank of Rwanda. It offers a full spectrum of products and services for retail banking, corporate banking and central treasury. Bank of Kigali SA commenced operations in 1967; initially as a joint venture between the government of Rwanda and Belgolaise, with each owning 50% of the ordinary share capital. In 2007, the government of Rwanda acquired the Belgolaise shareholding which increased its direct and indirect shareholding in the Bank of Kigali to 100% of the entire Issued Shares. The Bank changed its name to Bank of Kigali Limited in 2011 under a new law relating to companies. Bank of Kigali Limited now has 79 branches located in the main towns and cities of Rwanda with its head office in the capital city, Kigali. BK Group Plc has a primary listing on the Rwanda Stock Exchange and a secondary listing on the Nairobi Securities Exchangelast_img read more

This FTSE 250 stock’s surged 260%! Could it help you get rich and retire early?

first_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images. Royston Wild | Wednesday, 24th June, 2020 | More on: CINE Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Cineworld Group (LSE: CINE) has been attracting a lot of buyer attention in recent weeks. The FTSE 250 company’s risen after announcing plans to re-open its US and UK theatres in mid-July.It shot higher on Tuesday too as the government announced it was replacing its 2 metre social distancing rule with a ‘1 metre plus’ requirement. This is important as it means the business can fill out its cinemas more effectively.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Investors haven’t just been toasting news concerning reopenings though. Last week, Cineworld announced it was pulling out of its $2.1bn deal to buy Canadian operator Cineplex. This was much to the relief of those worried about the state of its balance sheet. It also secured a $250m loan from private investors to bulk up its finances.Screen starAll this comes as relief to me as a Cineworld shareholder. I’m under no illusions the FTSE 250 company isn’t quite out of the woods yet. It still has to get that colossal debt pile down to a more palatable level. And it would have to shutter its theatres again in the event of a second wave of Covid-19 infections.But these more recent developments provide reason for optimism. They also give licence for the leisure giant’s share price to keep rocketing higher (it’s up 264% from its 2020 troughs). Indeed, provided there’s no serious deterioration in the coronavirus saga then things could get better and better for the company.Major movie postponements owing to Covid-19 can now start hitting Cineworld’s theatres, starting with Christopher Nolan’s much-talked-about Tenet in July. In fact, there’s plenty of cinematic gold for the world’s cinema operators to savour over the next few years.A FTSE 250 bargain?2020 always promised to be a disappointing year for ticket sales, due to a threadbare lineup of franchise films and other blockbusters. However, the outlook through to the middle of the decade continues to look quite strong, with plenty of fare from the box-office-driving Disney juggernaut scheduled in particular.Much has been made of the ‘Death of Cinema’ in the streaming age. But there’s actually little evidence to back this up. The global box office recorded an all-time high of $42.5bn in takings just last year, driven by the likes of Avengers: Endgame and The Lion King from Disney.Going to the movies is one of those social outings that’s timeless. And, essentially, it’s not that expensive either, meaning that Cineworld’s takings should hold up even in the face of a severe economic downturn.Despite its recent share price gains, this FTSE 250 firm trades on an undemanding forward price-to-earnings (P/E) ratio of 14 times. It’s a reading that fails to reflect Cineworld’s still-compelling profits outlook for the years ahead, in my opinion.I reckon the cinema operator is highly attractive at current prices around 80p. “This Stock Could Be Like Buying Amazon in 1997” Royston Wild owns shares of Cineworld Group. The Motley Fool UK owns shares of and has recommended Walt Disney and recommends the following options: long January 2021 $60 calls on Walt Disney and short July 2020 $115 calls on Walt Disney. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. This FTSE 250 stock’s surged 260%! Could it help you get rich and retire early? Enter Your Email Address Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Royston Wildlast_img read more

An example portfolio for making a passive income from dividends

first_img Andy Ross owns shares in National Grid and Polar Capital Holdings. The Motley Fool UK has recommended Admiral Group, Polar Capital Holdings, and PZ Cussons. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. If you dream of retiring early, you might want to take action to create a growing passive income from dividends. Money in the bank is losing value after inflation is taken into account. Especially given the meagre interest rates on offer from current accounts. Taxes on property, especially buy to let are heading up and, given government debt has risen because of Covid-19, may do so again.That’s why I’m keen on creating a passive income from UK shares. I’ve put together an example portfolio of five shares that I think can combine income and growth and below-average volatility. I already hold two of these shares: National Grid and Polar Capital,and am very bullish on all these companies. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The portfolio for a killer passive incomeMost of these shares are very steady companies, chosen because they should perform consistently. My first choice is Admiral because it’s a well run international insurance company that also has comparison websites. So it has more than one string to its bow. Second is National Grid as demand for its services won’t go away. This makes it a dependable dividend payer. Its involvement in renewable energy could also make it more popular with investors going forward as that industry attracts more attention and investment.Next up is the consumer goods group PZ Cussons because it has a strong portfolio of brands and Nick Train, a high performing fund manager, bought into the shares last year.The other two shares I’d add to complete the portfolio are asset manager Polar Capital and investment trust City of London Investment Trust. The latter can add diversification and dividend payment reliability. It has been paying an increasing dividend for over 50 years. The former adds growth at a reasonable price and is in a stable, high-margin industry. That’s good for providing passive income. How to create sustainable income from sharesWhen it comes to creating passive income from shares, these are the questions that it pays to keep in mind:What is the dividend cover? I like to see cover of above two times earnings. Has the company been able to grow the dividend? Also, how consistent is the dividend growth? I also want to see growth in the dividend, indicating management’s confidence in the future.Does the company or industry face major structural challenges that could impact the share price?What growth opportunities are there for the company?After asking these questions, I conduct a more thorough SWOT analysis. This helps me better dig into what opportunities and threats a potential investment company faces. Once I’ve done this, I’m well on my way to being able to find investments that can help me create a long-term growing passive income from shares. An example portfolio for making a passive income from dividends Our 6 ‘Best Buys Now’ Shares Enter Your Email Address Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away.center_img Simply click below to discover how you can take advantage of this. 5 Stocks For Trying To Build Wealth After 50 Andy Ross | Saturday, 12th December, 2020 Click here to claim your free copy of this special investing report now! Image source: Getty Images See all posts by Andy Rosslast_img read more

What’s inside the latest Rugby World?

first_imgTour Tale – RW’s very own Alan Dymock on an interesting trip to RomeFor the latest subscription offers, click here. Find out who and what features in the June 2015 edition of Rugby World magazine LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Euro stars – A picture special of players who have set the bar in Europe this seasonThe Big Debate – Is the foreign influx bad for European rugby?World Cup make or break – For every tale of injury woe, there’s a player who takes their opportunity at a RWCRing-fencing – Stephen Jones explains why the Premiership must not become a closed shopFourie du Preez – Find out about the Springbok scrum-half’s unusual World Cup preparationBrian O’Driscoll – RW hangs out with the Ireland legend at the Hong Kong SevensADVICE
Pro Insight – Wales fly-half Dan Biggar explains how to kick to regainJump start: Wales fly-half Dan Biggar leaps for a high ball against South Africa. Photo: Huw Evans AgencyNutrition – How to keep food fun, including a recipeFitness – How to scrummage like Dan ColePro Playbook – London Irish coach Glenn Delaney explains a lineout moveMini Rugby – Play Fuzzball and learn how to do post movesREGULARS
Rugby Focus – A news round-up from clubs, schools and women’s rugby, including an interview with New Zealand Sevens captain Sarah GossEssentials – The latest books and products, including four of the best rucksacksUncovered – Jason Robinson charts his journey from schoolboy to World Cup winnercenter_img TAGS: Highlight Big stars and big issues both feature in the new edition of Rugby World. As well as interviews with international players like Courtney Lawes, Liam Williams, Fourie du Preez, Conor Murray and Adam Ashe, Ireland legend Brian O’Driscoll gives us his unique insight on the Hong Kong Sevens.On top of all that, we look at the influx of foreign players to Europe and whether that is good or bad for the game. Plus, Stephen Jones gives his views on the rumours that the Aviva Premiership clubs want to put an end to relegation and become a closed shop.Here’s a list of contents – and find out where to buy your copy here or get our free magazine finder app here. Plus, download the digital edition here.NEWS
Sevens players to watch, the European Cup, 30 minutes with Glasgow’s Pete Horne, the Bournemouth Sevens, pre-season competitions, Hotshots and moreCOLUMNISTS
Mark Cueto – The Sale wing talks through his impending retirementThe Secret Player – Pro rugby isn’t glamorous, insists our former internationalJonathan Kaplan – The former Test referee says officials need to use more common senseSPOTLIGHTS
Dave Ewers – Exeter’s burly back-row talks kayaking, chillies and staying in the fightJustin Tipuric – The Ospreys flanker is excited about the Guinness Pro12 play-offsTim Visser – The Scotland wing believes joining Quins will reinvigorate his gameNiall Morris – Leicester’s Irish wing talks about searching for a silver liningFEATURES
Courtney Lawes – The England lock on big hits, the World Cup and fatherhoodConor Murray – He’s lifted a trophy with Ireland this season and now the scrum-half is chasing success with MunsterOpening up: Conor Murray talks Ireland and Munster in the new issue of RW. Photo: InphoAdam Ashe – Meet the music-loving Scotland No 8 who is also a DJLiam Williams – RW talks to the Scarlets full-back who’s bounced back from criticism to star for Wales this seasonlast_img read more

What’s hot at UK Fundraising Forum?

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  21 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The discussion with the most views is Fundraising advice please. While the title sums up the ethos of the Forum, the discussion started with a couple of volunteer fundraisers keen to fundraise for their local hospice with an overseas trek.The most popular forum is not surprisingly the archive, where all the messages posted to FundUK, the e-mail only original version of this Forum, were added.The Forum has had some busy days recently. In the past month we’ve had several days with nine, seven, six and four new posts being added. Today we’ve had three new topics added. Since 1 September 2004 we’ve had 47 new registered users.We hope that navel-gazing sates the statistics lovers amongst you.If you haven’t explored the UK Fundraising Forum yet, do visit today. A regular user of the UK Fundraising Forum asked us which topic has been viewed or replied to the most over the years.And the answers are:The most replied-to discussion is SOFTWARE> email address management & email merge? Advertisement Howard Lake | 22 September 2004 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. What’s hot at UK Fundraising Forum? What are fundraisers asking? Tagged with: Research / statisticslast_img read more

Another 18 people die from Covid-19 in the North

first_img RELATED ARTICLESMORE FROM AUTHOR News, Sport and Obituaries on Monday May 24th Arranmore progress and potential flagged as population grows Pinterest WhatsApp Pinterest Important message for people attending LUH’s INR clinic Facebook Another 18 people die from Covid-19 in the North Google+ Loganair’s new Derry – Liverpool air service takes off from CODA Twittercenter_img Google+ Homepage BannerNews Twitter WhatsApp DL Debate – 24/05/21 By News Highland – April 17, 2020 Facebook Previous articleMassive increase in new library membershipsNext articleAidan Campbell – Finn Harps surviving through the crisis News Highland Another 18 people have died from Covid 19 in the north, bringing the death toll to 176.137 new cases have been confirmed.The total number of those who have tested positive for the virus in Northern Ireland, now stands at 2,338. Nine til Noon Show – Listen back to Monday’s Programmelast_img read more

Campbell has Exeter in a spin

first_imgBALLIOL may be relative newcomers to the upper levels of college football, but their start last week against Christ Church indicated that they had the talent to survive at this level. Their first home game, against a struggling Exeter side, provided the perfect opportunity to reinforce these credentials.As the home side dominated the early exchanges, Exeter’s only chances came from Spencer Crawley’s terrific long throws which posed a constant threat, particularly as giant centre-back Ben Fox came forward to get on the end of a number of them. Crawley and Fox aside, the main tactic of the away side was to use striker Billy Bowring as a target man. This policy worked to a degree but Bowring, a lanky forward, had a predictably lumbering first touch and often miscontrolled the ball.With neither side fully getting into their stride the first goal of the game was a surprise when it came, Ted Maxwell controlling a pass on his chest thirty yards out before launching a dipping volley past the keeper.  It was a rare moment of excellence in what was a scrappy first quarter.The goal did little to change the pattern of play with the patchy football punctuated by the odd moment of excitement such as an excellent long range effort from Spencer Crawley and a dangerous foot high challenge from Joe Haley which put ‘hard man’  Paul Sagar to the ground.  Although Haley’s tackle deserved the booking he received, Sagar’s ludicrous theatrics on the ground afterwards were a gross over-reaction given no actual contact was made between the midfielder’s boot and his face.It was with ten minutes to go in the first half that the game finally started to spark when Maxwell had his shirt tugged in the box and lightening quick wing Rory Campbell hammered home the spot kick. The goal did little to spark a disjointed Exeter side, but they found themselves a lifeline before the interval when Aamir Saifuddin’s speculative long range effort caught everyone off guard, including Balliol keeper Devine. As a scoreline, 2-1 probably was a fair reflection given Exeter had defended stoutly, even if they hadn’t offered much in attack.Balliol started the second half the stronger and were unlucky not to score when they saw the ball get halfway across the goal line before being clawed back by the Exeter keeper and again when a Rory Campbell corner was headed off the line by Charlie Hill.Perhaps feeling the game was turning in their favour Exeter finally made some progress up field, with Bowring, Hill and Crawley all having efforts on goal turned away by the excellent Chris Devine.With time running out Exeter were leaving bigger and bigger holes at the back which were always likely to be exploited by the pacy Balliol attack.  Blues athlete Rory Campbell tore through a tiring defence to slot the ball past the keeper before Maxwell was bought down by a last ditch tackle to give Campbell the chance of a penalty to seal his hat trick.  He stood up to the challenge, slotting the spot kick into the bottom corner to put the result beyond doubt.last_img read more

Ecumenical Service at St. Peter’s Celebrates Spirit of Thanksgiving

first_imgThe choir leads the ecumenical Thanksgiving service in song at St. Peter’s United Methodist Church. By Donald WittkowskiIf sleigh bells represent the arrival of Christmas, then it might be said that the bells at St. Peter’s United Methodist Church herald the start of the Thanksgiving season.At precisely 7 p.m. Tuesday, the church bells began chiming for a community-wide ecumenical service that brought nearly 300 worshippers together at St. Peter’s to celebrate the holiday.“It’s a blessed time to give thanks,” Dr. Richard Stanislaw, a leader at St. Peter’s, said in welcoming remarks that symbolized the spirit of Thanksgiving.The ecumenical service includes clergy members from churches across Ocean City and has become an annual tradition on the Tuesday night before Thanksgiving. The historic St. Peter’s, a community landmark at Eighth Street and Central Avenue, was the host church for the service this year.Dr. Richard Stanislaw, a leader at St. Peter’s, welcomed the worshippers and presided over the service.Church leaders used their remarks Tuesday night to underscore what they said was the true meaning of Thanksgiving.“Gratitude to God and gratitude to others make it possible to live in peace and harmony,” said the Rev. Elizabeth Mallozzi, of United Methodist Communities at The Shores.Rev. Marcia Stanford, of Macedonia United Methodist Church, said Thanksgiving is a particularly important time to extend a helping hand to the needy, especially those who might otherwise go hungry or have no shelter during the holiday.“Help us to show our gratefulness by helping our fellow man,” Stanford said while appealing to God.Mayor Jay Gillian read from a presidential proclamation that described the 17th century beginnings of the “quintessential American holiday.”Stanford stressed that Thanksgiving should not be thought of as strictly a time for turkey dinners or the holiday shopping rush. She called on God for mercy and grace.“Lord, we take this time to put everything else aside,” Stanford said.A secular part of the service included Mayor Jay Gillian reading from President Barack Obama’s Thanksgiving proclamation. Obama has called Thanksgiving the “quintessential American holiday,” referring to its beginnings in 17th century America as a harmonious celebration between Native Americans and the early European settlers.“Rooted in a story of generosity and partnership, Thanksgiving offers an opportunity for us to express our gratitude for the gifts we have and to show our appreciation for all we hold dear,” Gillian said, reading from the presidential proclamation.The white-gloved members of the Bell Choir of St. Peter’s performed “Peal Con Brio.”Worshippers at the service joined with clergy to recite prayers and sing hymns. Wearing white gloves and burgundy robes, members of the Bell Choir of St. Peter’s performed “Peal Con Brio.”The service gave St. Peter’s a chance to showcase a series of upgrades, completed this year, with the theatrical lighting, sound system, altar, carpeting and tile floor, among other improvements.The church, built in 1908, began the first phase of the renovation project after Hurricane Sandy in 2012 caused extensive flooding inside the building, said Phil Young, facilities manager for St. Peter’s.“You couldn’t believe what it looked like before. It was real dark,” Young said of the church’s old lighting. “Now, it looks real nice.”About 300 worshippers joined with clergy from churches across Ocean City for the community-wide celebration.last_img read more

Baker heads up top job at Maple Leaf UK

first_imgCanada-based Maple Leaf Foods has announced the appointment of Peter Baker as the new head of its UK operations, Maple Leaf Bakery UK. He will take over the role of MD, effective 6 April, after Maple Leaf’s parent firm Canada Bread announced the departure of former MD Peter Maycock last month.Baker, based at the company’s Park Royal office in London, has over 30 years’ experience in baking, including chief executive of La Fornaia from 2003-2007, a company bought by Maple Leaf in late 2007. Prior to that, he was MD of British Bakeries.last_img read more

Elkhart man, 69, killed in motorcycle crash

first_img Twitter Pinterest Google+ Pinterest Twitter Elkhart man, 69, killed in motorcycle crash By Jon Zimney – July 3, 2020 0 468 WhatsApp WhatsApp IndianaLocalNews Facebook Facebook Previous articleToll road worker killed in crash on interstate in MishawakaNext articleMishawaka bar temporarily closed due to COVID-19 case Jon ZimneyJon Zimney is the News and Programming Director for News/Talk 95.3 Michiana’s News Channel and host of the Fries With That podcast. Follow him on Twitter @jzimney. Google+ (95.3 MNC) A 69-year-old Elkhart man died in a motorcycle crash on County Road 17.The collision happened around 5:20 p.m. on Thursday, July 3, when the driver of the motorcycle, Roger West was traveling south on County Road 17, north of County Road 4, and left the west side of the roadway and down an embankment.West was ejected from the motorcycle. He was pronounced dead at the scene due to his injuries by Bristol Paramedics. The crash is currently under investigation by the Elkhart County Sheriff’s Office Crash Investigation Team as well as the Elkhart County Coroner’s Office.last_img read more