EVANSVILLE, Ind. – The 17th-ranked University of Southern Indiana men’s basketball team shot a blistering 72.7 percent in the second half and defeated Rockhurst University, 98-77, Saturday afternoon at the Physical Activities Center. USI sees its record go to 14-0 overall for the third time in the history of the program and 4-0 in the GLVC, while Rockhurst goes to 7-6, 1-4 GLVC.The Screaming Eagles spotted the Hawks a pair of leads during the opening minutes, trailing by as many as four points before the offense kicked into gear. USI, which hit 11 of its first 14 shots, went on a 15-3 run to soar into the lead, 19-12. The run would continue as the Eagles pushed the lead to 17 points by the intermission, 50-33.Senior guard Jeril Taylor (Louisville, Kentucky) and junior guard Marcellous Washington (Lexington, Kentucky) propelled the Eagles offensively with 24 points and 12 points, respectively, in the opening 20 minutes. Taylor was a blistering seven-of-10 from the field, five-of-seven from beyond the arc, and three-of-four from the line, while grabbing a team-best six boards.Washington was just as hot from the field, hitting four-of-six from long range for all of his 12 first half points.In the second half, the Hawks flew out of the locker room to cut the Eagles’ margin to eight points three times in the first 10 minutes before USI re-established command of the game. Washington, senior guard Bobo Drummond (Peoria, Illinois) and senior guard Cortez Macklin (Louisville, Kentucky) stopped the Rockhurst run by leading USI on an 11-3 run to make the score, 71-55, with 10 minutes left.It was all USI in the final 10 minutes of the game as Eagles shot 72.7 percent in the second half (16-22) and expanded the lead to as many as 21 points twice, including the 98-77 final.For the game, USI shot a season-high 64.2 percent (34-53), a season-best 60.9 percent from downtown (14-23), and 76.2 percent from the charity stripe (16-21). The Eagles, who had 16 three-point field goals for the game, also won the battle of the board for the eighth-straight game, 33-20.Individually, Taylor led five USI players in double-figure scoring with 27 points, adding a three-pointer in the final stanza. He also had his fourth double-double of the season with a game-high 12 rebounds.Sophomore guard Alex Stein (Evansville, Indiana) followed Taylor in the scoring column with 17 points, dropping in 13 points during in the second half. Washington was third on the squad with 16 points, hitting five three-point field goals, while Drummond and Macklin rounded out the double-digit scorers with 12 points and 11 points, respectively.USI hits the road next week in the GLVC when it travels to Truman State University Thursday for a 7:30 p.m. contest in Kirksville, Missouri, and Quincy University Saturday for a 3:15 game in Quincy, Illinois.FacebookTwitterCopy LinkEmail
When it comes to the record growth of consumer debt, many questions come to mind. What do we know? What can history teach us? What should a credit union do to keep their members safe? According to Federal Reserve data, total U.S. credit card debt has reached $1 trillion, surpassing a previous mark set in April of 2008 just before the Great Recession. For households that carry credit card debt, the average amount per household is now $9,600, which equals 17 percent of an average U.S. household income. The average interest rate on a credit card is 16 percent, and about 24 percent for those with subpar credit, that debt grows between $1,600 and $2,300 each year. Yet, despite growing household debt at potentially increasing interest rates, most Americans appear to be optimistic about the future due to the stable economy and low unemployment. Unfortunately, all it takes is one major set-back in the way of a job loss or major medical situation to turn the tide and create problems for consumers with high credit card debt.What opportunity does this pose to credit unions?Education, financial literacy and debt management is paramount and credit unions are perfectly positioned to provide this to their members. While it is important to continually offer guidance about how to use credit cards, credit unions can make a bigger impact for their members by taking a more member-centric approach. By offering a parachute for members in times of hardship, credit unions will create a huge differentiation in the marketplace. continue reading » 23SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
LONDON – Prince Harry and his wifeMeghan will no longer be working members of Britain’s monarchy and they willpay their own way in life as they embark on an independent future, BuckinghamPalace said on Saturday. Britain’s Prince Harry and his wife Meghan, Duchess of Sussex, leave Canada House in London, Britain on Jan. 7. REUTERS/TOBY MELVILLE/FILE PHOTO “Harry, Meghan and Archie will alwaysbe much loved members of my family,” Queen Elizabeth said in a statement issuedby the palace, referring to the couple’s baby son. They will also no longer use their“Royal Highness” titles, the palace said in an announcement that sought to endturmoil in the monarchy sparked earlier this month when the couple announcedthey wanted to reduce their official duties and spend more time in NorthAmerica. Harry will remain a prince and thecouple will keep their titles of Duke and Duchess of Sussex as they begin a newlife split between North America and Britain, but they will not take part inany future ceremonial events or royal tours.(Reuters)
Real Madrid have one foot planted firmly in the Champions League semi-finals after a commanding 3-0 victory over Galatasaray in the first-leg of their quarter-final tie on Wednesday.A superb opener from Cristiano Ronaldo and a close-range second from Karim Benzema put los Blancos in the driving seat with a 2-0 lead at the Bernabeu before the half-hour mark.And though Galatasaray showed some promise, Madrid were always the superior side, and Gonzalo Higuain came off the bench to nod home a third in the 73rd minute to make the second-leg at the Ali Sami Yen little more than a formality, barring a monumental collapse from Jose Mourinho’s men.Benzema was preferred to Higuain up front, while Michael Essien replaced Alvaro Arbeloa at right-back, and captain Iker Casillas was excluded from the squad altogether.With only nine minutes on the clock, Madrid were ahead. Mesut Ozil was the architect, slipping in Ronaldo with a superb through ball, which was matched by an exquisite lob over Fernando Muslera.Didier Drogba had a chance to respond after shaking off Raphael Varane with a powerful turn and squaring up to goal, but the Ivorian rather snatched at his shot and sent it high and wide.There was real ebb and flow developing to the game, and the sprightly Ozil was denied from the edge of the box by Muslera, before Drogba’s swerving effort from distance was met with a safety-first punch from Diego Lopez. But only one side were able to make their chances count, and Madrid gave another lesson in clinical finishing just before the half-hour mark. Essien’s cross was plucked from the air exquisitely at the far post by Benzema, who was then left with a simple tap-in.Galatasaray, to their credit, or perhaps because they had no other option, kept pushing forward. Burak Yilmaz missed from close range after Drogba had bettered Sergio Ramos, and Emmanuel Eboue tested Lopez with a low drive following a one-two with the Ivorian striker.But the hosts’ forays forward meant that the possibility of a third Madrid goal always existed, and after a cheap foul by Dany Nounkeu at the corner of the box, Ronaldo dipped the resulting free-kick onto the roof of the net shortly before the break.But in sharp contrast to the enterprise that marked the first half, the second period progressed with a far more measured tempo from Madrid, who, with a two goal advantage in hand, seemed content to make the visitors chase the game by holding onto the ball.And with 17 minutes remaining, substitute Higuain all but put the tie to bed by guiding a header into the back of the net from Xabi Alonso’s free-kick into the box. Ronaldo’s acrobatic attempt at a fourth was blocked by Eboue, who had initially allowed the Portuguese space for the shot, but Mourinho’s men had done their job, and played out the remaining minutes in control to set up what looks like a straightforward second leg.
4 Sep 2018 England quartet to challenge in Italian U16s Boys’ Amateur champion Conor Gough is one of four players selected to represent England in this week’s Italian U16 championship at Biella Golf Club.The 15-year-old from Stoke Park, BB&O, is joined by Max Hopkins (Bishops Stortford, Hertfordshire), George Leigh (Trevose, Cornwall) and Ben Schmidt (Rotherham, Yorkshire).Gough (pictured) has also won the England U16 McGregor Trophy and the Fairhaven Trophy this season. He was in the winning England team at the Boys’ Home Internationals and the successful GB&I team at the Jacques Leglise Trophy against continental Europe.Hopkins, 15, reached the quarter finals of the Boys’ Amateur and joined Gough in the Home Internationals and Jacques Leglise teams.Leigh, 16, has just represented Cornwall in Boys’ County Finals and won the individual prize at qualifying for the championship. He was sixth in the McGregor Trophy.Schmidt, 16, won the Lee Westwood Trophy, was runner-up in the McGregor Trophy and seventh in the U18 Carris Trophy. He has just helped Yorkshire win Boys’ County Finals where he was undefeated in his six games.The 72-hole championship starts today and continues until Thursday. The English quartet are among 144 players from 20 countries. Image copyright Leaderboard Photography Tags: Biella Golf Club, Italian, U16
President Franklin Delano Roosevelt, 32nd President of the United StatesI, Franklin D. Roosevelt, President of the United States of America, do set aside and appoint Thursday, the thirtieth day of November 1933, to be a Day of Thanksgiving for all our people. May we on that day in our churches and in our homes give humble thanks for the blessings bestowed upon us during the year past by Almighty God. May we recall the courage of those who settled a wilderness, the vision of those who founded the Nation, the steadfastness of those who in every succeeding generation have fought to keep pure the ideal of equality of opportunity and hold clear the goal of mutual help in time of prosperity as in time of adversity. May we ask guidance in more surely learning the ancient truth that greed and selfishness and striving for undue riches can never bring lasting happiness or good to the individual or to his neighbors. May we be grateful for the passing of dark days; for the new spirit of dependence one on another; for the closer unity of all parts of our wide land; for the greater friendship between employers and those who toil; for a clearer knowledge by all nations that we seek no conquests and ask only honorable engagements by all peoples to respect the lands and rights of their neighbors; for the brighter day to which we can win through by seeking the help of God in a more unselfish striving for the common bettering of mankind. In witness whereof, I have hereunto set my hand and caused the seal of the United States to be affixed. Done at the City of Washington this twenty-first day of November, in the year of our Lord nineteen hundred and thirty-three and of the Independence of the United States of America the one hundred and fifty-eighth. FRANKLIN D. ROOSEVELT Franklin Delano Roosevelt took office in 1933, there were there were 13,000,000 unemployed, and almost every bank was closed. In his first “hundred days,” he proposed, and Congress enacted, a sweeping program to bring recovery to business and agriculture, relief to the unemployed and to those in danger of losing farms and homes, and reform, especially through the establishment of the Tennessee Valley Authority
By Jay CookMIDDLETOWN – If the contentious Village 35 project is ultimately approved, one of the region’s largest grocers – Wegmans Food Market – will definitely have a home there.That is the most recent development in the Village 35 proposal, which will finally be heard on May 17 after no hearings with the Middletown Planning Board since Feb. 15. It will be the next of many planned meetings specific to the project.Wegmans spokeswoman Valerie Fox told The Two River Times on Tuesday that a lease was signed last month for a 130,000-square-foot store in the heart of the proposed Shoppes at Middletown complex on Route 35 North in Middletown. The entire development is pending approval from the planning board.Fox said Wegmans employs between 500 and 600 full- and part-time workers at its larger stores. Founded in 1916 and based in near Rochester, New York, the supermarket chain has grown to 92 stores across six states on the east coast. It opens three or four new locations each year.The grocery store chain uses three criteria when choosing a new location: adequate space for a 75,000-to- 140,000-square-foot store with parking; a densely populated area; and a great regional location that is easy to find and easy to get to. Wegmans, said Fox, “is a destination.”There are currently seven Wegmans locations in New Jersey, with the three closest to the Two River area in Ocean Township, Woodbridge and Manalapan. Fox said new stores in Hanover and Montvale will open later this year.The Shoppes at Middletown project, proposed by Village 35 L.P. of Purchase, New York, will span approximately 119 acres behind a nearly half mile of roadway along Route 35. It would stretch from Kanes Lane, where the township recycling center and residential homes are located, to Kings Highway East, a historical road with ties to the Revolutionary War. One of the biggest dilemmas for the developer and its application to Middletown will be the size of this Wegmans supermarket. On July 1, 2015, a resolution from the planning board stated that no single store larger than 45,000 square feet will exist on the site.Opposing the project is the residents’ group, LLC., which believes the complex will only add to the congestion along Route 35.“The Wegmans will take what is an already intense utilization of the property, and create more traffic and environmental problems,” said Ron Gasiorowski, the attorney retained by Minding Middletown.Wegmans joins one retailer with space at The Shoppes at Middletown. CMX Cinema, a subsidiary of the Mexican-based cinema chain Cinemex, will occupy a 420-seat, 26,536- square-foot freestanding building on the property.As of Tuesday afternoon, a Pet Supplies Plus store, as well as a Spirits Unlimited, rounded out the other stores with space planned in the shopping center. But on Tuesday evening those stores were removed from the tenant list on National Realty & Development Corp. (NRDC)’s website, the developer of the commercial aspect of the project.The layout of the center has also changed since NRDC added Wegmans as a tenant. The building housing the supermarket shifted 180 degrees, also changing the parking layout for that area, which sits on the Kanes Lane end of the property.Approximately 200,000 square feet of retail space, three restaurant pads and one smaller, 5,000-square- foot retail store, remain open for leasing on the site.If eventually approved in Middletown, Wegmans would join a well-stocked grocery store market along Route 35. Less than 2 miles south of the Village 35 proposal is a Whole Foods Market; right across the street from the project is Super Stop & Shop; and a large ShopRite store is the anchor of Middletown Plaza less than 2 miles north.A Livoti’s Old World Market is currently under construction for a nearly 14,000-square-foot store at The Marketplace of Middletown, which is undergoing a major facelift.Heading north out of Middletown, shoppers can also find Dearborn Market in Holmdel, and in Hazlet, a Costco, Aldi and Lidl, a German-supermarket, planned for the previous Red Oak Diner location.It’s also worth noting that the owners of the Village 35 property, Mountain Hill, LLC – a partnership between the local Azzolina and Scaduto families – own area Foodtown supermarkets. It consists of 66 independently-owned stores throughout New Jersey, New York and Pennsylvania, according to Foodtown.HOUSING COMPLEXAt the Feb. 15 planning board meeting, the board unanimously voted to dismiss the residential portion of the development.The residential complex, which was to be developed by Toll Brothers and named “Oaks at Middletown,” is currently no longer part of the Village 35 application.According to changes on NRDC’s website, the land behind the commercial aspect now appears undevel- oped. That differs from previous illustrations showing a fully developed residential complex.Designed to be spread across approximately 66 acres, 350 residential town- house units and a clubhouse were envisioned for the back end of the property. Seventy of those units within three apartment buildings would have been dedicated to affordable housing.“At the appropriate time, Toll Brothers will resubmit our application for review and consideration by the Board,” Toll Brothers said in a statement to The Two River Times on Wednesday. “Separating Toll Brothers’ residential application from the commercial application will permit the review process to flow smoother, allowing the Board and its professionals the opportunity to focus on the details relating to the respective portions of the development.”In a notice of public hearing for the May 17 planning board meeting, Marc D. Policastro, the attorney for Village 35, L.P., states the applicant wishes to subdivide the 52 acres of commercial property from the remaining 66 acres designated as residential.Regardless, an interconnector road running between the residential and commercial parcels, spanning from Kings Highway East to Kanes Lane, is necessary for the site. Whichever development company breaks ground first must construct the road.This article was first published in the May 4-11, 2017 print edition of The Two River Times.
You don’t determine whether or not you are a trusted advisor. That is only something your clients decide for themselves. All you can do is behave in such a way that you influence how your clients view their relationship with you.A trusted advisor brings their client new ideas. A salesperson calls on their client when they have the need to sell something. A trusted advisor calls on their client to bring them new ideas, regardless of whether or not they have something to sell.A trusted advisor has subject matter expertise. They know their business, they know their client’s business, and they have a enough general knowledge about how things work to offer advice worth taking.A trusted advisor values the relationship more than the transaction. A trusted advisor never puts a deal before the relationship. They would prefer not to make a sale if the relationship would be damaged by having made it.A trusted advisor is accountable for outcomes outside of what they sell. A trusted advisor finds a way to own outcomes that have nothing to do with their product or service. It might be general business advice. It might be advice on strategy, marketing, or how to sell. They help their clients wherever and however they can. They don’t limit the value they create to what they sell.A trusted advisor has a personal relationship with their client. This doesn’t mean they have a friendship, even though that is possible, and maybe even likely. There relationships is built on value.Your client will never call you their trusted advisor. Normal people don’t talk that way. You will know you are their trusted advisor when your client calls you before they make decisions. You will know you are playing this role when your client calls you for help in areas where you have no offering, where you have nothing to sell. These things are what makes you a trusted advisor. Essential Reading! Get my 2nd book: The Lost Art of Closing “In The Lost Art of Closing, Anthony proves that the final commitment can actually be one of the easiest parts of the sales process—if you’ve set it up properly with other commitments that have to happen long before the close. The key is to lead customers through a series of necessary steps designed to prevent a purchase stall.” Buy Now
Union Environment Minister Jairam Ramesh has criticised the organisers of the Commonwealth Games (CWG) and said that the poor state of preparedness has dented India’s image severely. Jairman, who is in New York along with External Affairs Minister S.M. Krishna for the United Nations General Assembly session, hoped that the CWG controversy would end soon. “It is pretty depressing to read such things in the international media. India’s image has taken a beating,” Jairman told Headlines Today. “I hope we come out of this soon.” “We are among the fastest growing economies. We could have done without this embarrassment,” he said. Krishna, on the other hand, said he would do all he could to reassure leaders of Commonwealth nations about the CWG.”If there are any misgivings, we will certainly try to set it right,” Krishna said.