V+D SET / BAK arquitectos

first_imgArchitects: BAK arquitectos Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/568510/v-d-set-bak-arquitectos Clipboard Houses Photographs V+D SET / BAK arquitectos V+D SET / BAK arquitectosSave this projectSaveV+D SET / BAK arquitectos 2013 2013 “COPY” Argentina Save this picture!© Inés Tanoira+ 26 Share Area:  414 m² Area:  414 m² Year Completion year of this architecture project Year:  ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/568510/v-d-set-bak-arquitectos Clipboard photographs:  Inés TanoiraPhotographs:  Inés TanoiraText description provided by the architects. This work is the result of a process that began in 2004 with the construction of a summer house in the forest of Mar Azul.Save this picture!Floor PlanIt was necessary to intervene in a territory of great scenic beauty, owner of a powerful wild presence that is gradually becoming domesticated due to the proliferation of houses with a formal search from bucolic to picturesque which in nothing refers to that environment or to this present. The project was implemented as an opportunity to propose shapes, materials and alternative uses in tune with this particular environment. The search is then oriented toward a propositional architecture of a more leisured use of the dwelling, whose materiality and formalization were the result of a belonging will to that pre-existing reality.Save this picture!© Inés TanoiraThis is how the recognition of the particular microclimate of the maritime forest of Mar Azul and the atmospheres it recreates, as well as the need to concrete the construction from a distance, were determinants of aesthetic-constructive decisions which defined the work. Save this picture!SectionThe need to capture the light in the dense forest led to conceive housing as a “semi covered” and then to resolve it with large panes of glass, which will enable views from inside in all directions and from outside would reflect the landscape allowing the house to mimic therewith. The decision to accelerate the execution time to allow monitoring the work at 400 miles away defined the exposed concrete construction. It was evaluated that the prevailing shade allowed using this material because it provides sufficient thermal protection from spring to late autumn. Its winterization, given its status as summer home, was not relevant (though of course it was planned) and the hydrophobic insulation could be solved with a very compact concrete and a study of the envelope shape so that the rainwater evacuation will take place very quickly. It was also expected that the expressive quality of exposed concrete molded within a formwork of wooden boards may result from a forceful and mimetic presence at once, allowing the work to coexist in harmony with the landscape. Save this picture!© Inés TanoiraIn short, a skin of only two materials – concrete and glass – turned out appropriate to solve the integration with the landscape and to respond to formal, structural, functional, maintenance and termination issues. With these concepts was designed and built the V+D Set.Save this picture!© Inés TanoiraThe placeThese are two lots in a dune of pronounced relief, suitable to build two housing units in each. Although they find themselves surrounded by a thick forest of conifers they face scarce small-sized specimens of their own, since they were planted few years ago.Save this picture!© Inés TanoiraThe commissionThe request of the clients was a set of 4 housing units for rent throughout the year, with a pool area, solarium and a common storage area. The units should be isolated from each other and count with expansions, a grill sector and garage. The number of rooms available in each unit would be part of the studio’s proposal as well as the program for the unit’s requirements. The square footage to be built would be the maximum allowed under code.Save this picture!© Inés TanoiraThe functional organizationYou enter the apartment through the axis of the plan. On one side appears the living room, divided into two sections of distinct use by the fireplace and a variation of free heights. On the other side is the dining room and kitchen with access to a private expansion with a grill area. Up and opposing are located the accesses to the two bedrooms, the main room with private bathroom and terrace for exclusive use.Save this picture!Ground Floor PlanThe constructionThe set was built with slabs and partitions of exposed concrete made within pine boards formwork. H21 concrete was used with the addition of a fluidifiant so that this mixture, with little amount of water to harden, results very compact and doesn’t require sealing. The floor cloths are also from concrete screed divided with aluminum plates. The bathrooms’ coatings are of venecita. The decks on natural ground and terraces are made of treated pine and protected with impregnating agent. The openings are of dark bronze anodized aluminum. The heating system combines salamanders with hot air equipment.Save this picture!© Inés TanoiraThe furnitureExcept the beds, couches and chairs, the rest of the equipment of this house is solved in concrete.Save this picture!© Inés TanoiraProject gallerySee allShow lessHDJ75 / T38 studioSelected ProjectsTetris House / Studio MK27 – Marcio Kogan + Carolina CastroviejoSelected Projects Share CopyHouses•Mar Azul, Argentina “COPY” ArchDaily Projects Year:  CopyAbout this officeBAK arquitectosOfficeFollowProductsWoodGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesMar AzulHousesArgentinaPublished on November 19, 2014Cite: “V+D SET / BAK arquitectos” 19 Nov 2014. ArchDaily. Accessed 11 Jun 2021. 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Body found at River Shannon

first_imgLinkedin Report by Andrew CareyTHE body of a young female has been found at the River Shannon during the course of a search for missing Limerick teenager Chloe Kinsella.Sign up for the weekly Limerick Post newsletter Sign Up Search units attached to Limerick Marine Search and Rescue discovered the body this morning and it is to be removed to the University Hospital Limerick for further examination.Gardai confirmed that the body was recovered by divers at Browns Quay, Thomondgate shortly before midday.Information is still being sought regarding the missing teen.Foul play has been ruled out in the discovery.Meantime, the body of a Polish man missing in Limerick since September 6 last has been discovered at his home. Facebook NewsBreaking newsBody found at River ShannonBy admin – October 4, 2013 801 Email Previous articleZoe’s Auditions win the Audience FavouriteNext articleChief Justice highlights need for reform of court system admincenter_img Advertisement Print Twitter WhatsApplast_img read more

CFPB Tackles Mortgage Debt Collection Issues

first_imgSubscribe Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. CFPB Tackles Mortgage Debt Collection Issues Sign up for DS News Daily in Daily Dose, Featured, Foreclosure, News Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago CFPB Consumer Debt FTC HOUSING mortgage Obduskey vs. McCarthus Holthus 2019-03-21 Radhika Ojha Previous: Out of the Seller’s Market, Into the Buyer’s Market Next: Homeowner Remodeling Trends At a Glance  Print This Post About Author: Radhika Ojha Financial services debt was the largest source of revenue for the debt collection industry, according to the Consumer Financial Protection Bureau’s (CFPB’s) annual report on its administration of the Fair Debt Collection Practices Act. The bureau said that revenue from financial services debt accounted for nearly 40 percent of debt collection revenue in 2018.The bureau noted that after several years of growth, consumer debt surpassed its 2008 peak in 2017, rising to a new high of $13.54 trillion in the fourth quarter of 2018. However, while mortgage debt increased, the growth in consumer debt was mostly fueled by non-housing debt such as credit cards and auto loans.The report revealed that the CFPB planned to issue a notice of Proposed Rulemaking relating to debt collections this spring. It said that the notice would address issues such as communication practices and consumer disclosures.”The Bureau understands that the debt collection industry, by and large, wants to comply with consumer protection laws,” said Kathy Kraninger, Director of the CFPB, in the report. “However, where there are bad actors who violate the law, we will take enforcement actions to protect consumers.”The report also highlighted some of the lawsuits and amicus curiae briefs filed by the CFPB and Federal Trade Commission to address the debt collection practices in the mortgage industry. They included an amicus brief on the Obduskey vs. McCarthy Holthus case on which the Supreme Court issued a ruling on Wednesday.The amicus briefs also included one on the deficiency judgment in judicial foreclosure in the case of Cohen vs. Ditech Financial LLC. This brie addressed whether “the FDCPA applies to judicial foreclosure proceedings in state court where, under state law, the debt collector is entitled to seek a deficiency judgment against the consumer for the amount of any mortgage debt remaining after the foreclosure sale.”Read the complete report here. Related Articles Tagged with: CFPB Consumer Debt FTC HOUSING mortgage Obduskey vs. McCarthus Holthuscenter_img Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago March 21, 2019 1,941 Views Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / CFPB Tackles Mortgage Debt Collection Issueslast_img read more