May 12, 2020 1,181 Views Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / DS5: Conservatorship’s Next Steps Demand Propels Home Prices Upward 2 days ago Print This Post Related Articles Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago This episode of DS5: Inside the Industry brings you an exclusive interview with Thomas Wade, Director of Financial Services Policy for the American Action Forum.Wade speaks on the challenges involved in transitioning Fannie Mae and Freddie Mac out of conservatorship. Wade notes that the current administration “does seem to be moving towards releasing the GSEs from conservatorship.””I, and many others, were disappointed that the GSEs are likely to retain many of the advantages of inherent systemic riskiness post-conservatorship that characterizes them now,” Wade said.You can watch the full episode here or at the embed below. Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Conservatorship DS5 Fannie Mae FHFA 2020-05-12 Seth Welborn Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Government, News About Author: Seth Welborn Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago DS5: Conservatorship’s Next Steps Tagged with: Conservatorship DS5 Fannie Mae FHFA Previous: Prepping for a Delinquency Spike Next: How Digitization Can Smooth the Forbearance Process Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago
Previous articleTomorrow’s Gardai strike to go aheadNext articleCouncillor Sean McEniff in a serious condition in Spanish hospital admin WhatsApp Further drop in people receiving PUP in Donegal Facebook People should assume their court stands tomorrow despite strike action RELATED ARTICLESMORE FROM AUTHOR Pinterest Facebook Google+ Gardai continue to investigate Kilmacrennan fire Twitter Twitter Pinterest Man arrested on suspicion of drugs and criminal property offences in Derry The courts service says people should assume their court date stands for tomorrow unless a local notice says otherwise.All cases in the Four Courts and the Criminal Courts of Justice will go ahead as normal.Around the country, the courts service says various local arrangements are being made, but if the strike goes ahead tomorrow then each judge will decide how to deal with their list.To date, three courts have been deferred for tomorrow.Galway Circuit Criminal matters due for Friday are being heard in advance today.The Waterford Juvenile District Court list is deferred to a date in December and the Kilkenny Circuit Appeals list is deferred to a future date. By admin – November 3, 2016 Google+ Homepage BannerNews Main Evening News, Sport and Obituaries Tuesday May 25th WhatsApp 365 additional cases of Covid-19 in Republic 75 positive cases of Covid confirmed in North
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York An East Patchogue man has been arrested for allegedly killing a 37-year-old Medford man in a hit-and-run crash in Coram last week, Suffolk County police said.Abdelgheni Dakyouk was charged with leaving the scene of an incident without reporting involving a fatality.Vehicular Crime Unit detectives said the 48-year-old suspect was driving northbound on Route 112 when he struck the victim shortly before 6 a.m. Saturday, March 14.The victim was pronounced dead at the scene. He has been tentatively identified, but has not yet been positively identified, police said.Dakyouk will be arraigned Thursday at First District Court in Central Islip.
Research3 caps, 17 points: Monte (Rovinj)2 caps, 16 points: Marina (Novigrad), restaurant of the hotel Amifteatar (Pula), Wine Vault (Rovinj)2 caps, 15 points: Damir e Ornella (Novigrad), Pepenero (Novigrad), Pergola (Savudrija)1 cap, 14 points: La Grisa (Bale), San Rocco (Brtonigla), Toklarija (Buzet), Zigante (Livade), Čok (Novigrad), Spinnaker (Poreč), Batelina (Pula), Brasserie Hotel Adriatic (Rovinj), Puntulina (Rovinj), Buščina (Umag)1 cap, 13 points: Morgan (Brtonigla), Miramare (Porec), Sveti Nikola (Porec), Milan (Pula), Mediterraneo (Rovinj), Badi (Umag), Petra (Vrsar)Kvarner2 caps, 16 points: Johnson (Moscenicka Draga)2 caps, 15 points: Draga di Lovrana (Lovran), Alfred Keller hotels Alhambra (Mali Lošinj)1 cap, 14 points: Kukuriku (Kastav), Laurus (Opatija), Villa Ariston (Opatija)1 cap, 13 points: Stancija Kovacici (Matulji), Tu Tamo (Moscenicka Draga), Navis (Opatija) Related news:Great success of Istria at the Merano Wine Festival Restaurant Guide Gault Millau Austria 2018 Istria once again awarded top marks.A story that has been going on for 15 years, so in the 15th edition of “Istra-Specijal” guide for restaurants Gault Millau 2018, at the top among Istrian restaurants with three chef’s caps is again the restaurant Monte from Rovinj, and the best new entry to Deniz Zembo from the restaurant of the Amfiteatar hotel in Pula had the scale.The highest decoration in the Gault Millau guide for 2018 can once again look forward to the Monte restaurant from Rovinj. Owners Danijel and Tjitske Đekić were once again honored as the only Istrian bar with 17 points and 3 chef’s caps (“greatest creativity and quality, best food preparation”). Deniz Zembo, whose restaurant of the Hotel Amphitheater was awarded 16 points (2 chef’s caps), as well as the restaurant Marina from Novigrad and Wine Vault of Maistra’s hotel Monte Mulini from Rovinj, was named the new year. Maistra can also boast kitchen director Andy Gaskin with one cap each for the Adriatic Hotel Brasserie and the Mediterraneo Restaurant (Monte Mulini).When the Tourist Board of the Istrian County and its PR agency ART RedaktionsTeam managed to include Istrian restaurants in the Gault Millau Austria guide as a special part in 2003, it was still a small sensation, points out ART director Dr. Wolfgang Neuhuber and added: “This was preceded by three years of convincing the Gault Millau administration of the new gastronomic qualities of Istria. The gourmet scene in Croatia at that time was still in its infancy and it is impossible to compare it with today’s times. But then everything started, the first anonymous tasters headed for Istria and since then that Adriatic peninsula has been a permanent part of the Austrian Gault Milau ” Neuhuber pointed out.Top gastronomy is of crucial importance for guests from the German-speaking area, and for our restaurants and taverns, these international ratings are invaluable, said the director of the Istrian Tourist Board Denis Ivošević. “All the more so as guests from Austria and Germany greatly appreciate the high level that our gastronomy has achieved in the meantime as well as because they come several times a year. Gourmets visit our restaurants and taverns in large numbers in the pre-season and post-season, they are ready to set aside the appropriate amount of money for good quality, and their hotels are full until November.”Said Ivošević and emphasized that the great value for the image that is achieved by being present in international guides for restaurants must not be neglected.It is with this goal that Ivošević and Neuhuber personally visited the Michelin guide in Paris three years ago, which has included successful Istrian and Croatian restaurants in its global test program since 2017 with the support of the Croatian Ministry of Tourism. The results are known and concrete, and so it is Restaurant MICHELIN’S star was officially awarded, in Istria got its Michelin guide.Istria’s tourist success is not accidental, success happens to those who fight, who challenge it, who take risks and take action, while others stagnate and whine that it is impossible.Teran Re 2008 from Roxanich winery is “Croatian wine of the year”At the initiative of the ART RedaktionsTeam, Gault Millau included fourteen wineries from Croatia for the first time in his wine guide for 2018, six of them Istrian. In addition, Teran Re 2008 from the Roxanich winery in Istria was named “Croatian Wine of the Year”.Gault Millau tasters awarded at least one chef’s cap for 24 restaurants in Istria and 9 restaurants in Kvarner.Restaurant overview with at least one Gault Millau chef’s cap <br />
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JEFF SCHORFHEIDE/Herald photo”We call them thespecialists,” senior teammate Paul Hubbard said.For the last four years, kicker Taylor Mehlhaffand punter Ken DeBauche have been the face of the special teams for theWisconsin football program.”We both have beenreally lucky to play here for four years and get playing time all of thoseyears,” DeBauche said. “There are not many guys that can say that they haveplayed for all four years.”Most overlook theimpact the two have had on the program. Mehlhaff, who has handled kickoffduties all four years and attempted field goals for three, has a career fieldgoal average of 77 percent (44-57). For the past two years, he has finishedsecond in points scored on the team, averaging 95 total points. In his seniorseason so far, Mehlhaff is fourth in the Big Ten in field goals per game (1.5)and field goal percentage (88.2). With his prestigious left foot, Mehlhaff istied as number one in the Big Ten in touchbacks (19).”The biggest thingabout being a kicker is gaining confidence, and every year I have improved,”Mehlhaff said. “As a kicker, it is all about consistency, and as you get olderyou have the chance to go out there and do your job well.”Mehlhaff’s confidencehas led him to be honored as a semifinalist for the Lou Groza Award, which isgiven to the best kicker in college football.Along with Mehlhaff,Ken DeBauche has had a more than impressive career as a Badger. Starting freshmanyear as the punter and the holder, he averages just over 42 yards per punt,ranking him second in school history. DeBauche has been a weapon for theWisconsin defense, pinning the opponents deep in their own end by dropping 64kicks inside the 20-yard line during his career.After his 2006 season,Sporting News recognized DeBauche as the No. 2 punter in the nation. Beforethis season, DeBauche was named to the watch list for the Ray Guy Award, givenannually to the best punter in college football.”I have always hadhigh expectations and goals for myself,” DeBauche said. “I can’t tell you whatthey were, and I can’t tell you whether or not I have met them, but lookingback, I wouldn’t do anything differently.”Last week against OhioState, DeBauche startled Badger fans twice on fake punts. The first attemptresulted in a 31-yard completion to fellow senior and punter Paul Standring.The second fake punt —one which was actually called off by the coaching staff without DeBauche’sknowledge — was a run attempt deep in the Badgers’ own territory that wasunsuccessful.”I like trick plays,and I like having the ball in my hands,” DeBauche said. “Even though I am apunter now, I always consider myself somewhat of a quarterback and widereceiver due to all my years around football. I think this week, however, Iwill stick to punting and see how that goes.”This coming weekend’sgame against No. 12 Michigan will mark DeBauche, Mehlhaff and the rest of theUW seniors’ final game on the home turf of Camp Randall Stadium.”It really hasn’t hitme yet,” DeBauche said. “It’s different to think that this is going to be thelast time we run out of the tunnel and play in front of the sea of red of80,000 fans here at Camp Randall.”Between celebratingSenior Day and having a chance to play spoiler with Michigan’s Big TenConference championship hopes, there will be a little extra motivation when theBadgers take the field.”It will be emotional for sure,” Mehlhaff said.”We aren’t going to prepare any different, and that’s one of the things thatCoach B always references to in his speeches. There is always a little extraincentive when you are playing a team like Michigan when they are competing forthe conference.”With only two regularseason games left and a bowl game at stake, the senior class will look to takeon the leadership role necessary to lead the Badgers forward. This particulargroup has the ability to become the all-time leader in wins in Wisconsinfootball history with a single victory.With kicker TaylorMehlhaff and punter Ken DeBauche leading the charge as the catalysts onoffense, the maize and blue might not know what is coming for them on Saturday.
22 February 2013 Civil servants will be expected to work harder and become more effective in serving ordinary South Africans, while giving taxpayers more value for their money, President Jacob Zuma told Parliament in Cape Town on Thursday. In his State of the Nation Address last week, Zuma said that a Presidential Remuneration Commission would be set up to review the salaries of public servants. In his reply on Thursday to the debate this week on his address, Zuma said the training of public servants will be prioritised to further improve the capacity of the state. This he said would bring in much-needed skills and reduce the amount that the state spends on consultants. “It is for this reason that we say if we are to pay public servants better, we want a return on our investment,” he said.Monitoring of frontline services He said frontline services to South Africans would also be boosted, adding that over 300 unannounced visits were undertaken during the past year. “Repeat visits to sites indicate that, in many cases, the monitoring has resulted in improvements,” he said. He said a model example was that of Pearl Bhengu and Mondli Mazibuko and the staff at the South Africa Social Security Agency (Sassa) office in Umzimkhulu in KwaZulu- Natal. “After an unannounced visit, they acted on the findings and improved the queue management, provided chairs and a shelter for the waiting area and ensured that toilet facilities were working.” Zuma said the monitoring of management practices in the public sector by the Department of Performance Monitoring and Evaluation was beginning to bear fruit. He singled out that the average time to fill funded vacancies in the public sector had come down from nine months in 2010 to four months last year. Added to this, the average time taken by the Department of Home Affairs to issue an ID book went from 150 days to about 30 days, while the average application time for a social grant also fell last year from 30 days in 2010 to 21 days, he said. The bar-coded green ID book will begin to be replaced by a new ID smart card in the 2013 financial year, he said.Economy the biggest focus The economy was his administration’s biggest focus, Zuma said, adding that a Grant Thornton report last week indicated that South Africa had maintained its position as a leading investment destination in Africa, climbed one place to 14th position in a ranking of the 27 largest emerging economies. Zuma said tax incentives announced in 2011 had resulted in an increase in foreign investment – including the announcement by Unilever last month that it would build an R800-million plant in Boksburg, and the opening last year of two new factories by Nestle in Babelegi, near Pretoria. He said it was important to rebuild confidence in the mining sector, adding that the Mineral Resources Minister Susan Shabangu had met with mining role players, including business, unions and the government, to push for a framework to ensure stability in the sector. On the issue of job creation, Zuma said the youth unemployment incentive schemes discussed at Nedlac would complement the National Rural Youth Service Corps, the Expanded Public Works Programme, the Community Works Programme and job creation programmes within the SA National Defence Force. Turning to education, Zuma said the Department of Basic Education’s Annual National Assessments had revealed that the introduction of workbooks and the training of teachers in 2011 had resulted in progress in learning outcomes in lower school grades. Zuma also highlighted South Africa’s increased life expectancy, which increased from 56 years in 2009 to 60 years in 2011. This, he said, had been praised by the World Health Organisation.Debate on violence against women He encouraged MPs to continue debating issues around the Traditional Courts Bill following criticism that the Bill was unconstitutional and that it limited women’s rights in the former homelands. Condemning violence and abuse against women and children, he said South Africa had to nurture values such as ubuntu and respect for one another’s rights and property. South Africa had build on the success of last year’s National Cohesion Summit to build better and more stable communities. To this end, the Department of Basic Education was looking at inculcating values of citizenry and ethics, he said. The National Assembly is set to host a debate on violence against women next week. Zuma said South Africa was a much better country today than it was in 1994, with a Constitution that extended equal rights to all. “It has not been an easy road, as President Mandela told us in 1994. And it is a long road to the type of society we want to achieve, but we are getting there steadily.” Source: SAnews.gov.za
Mo Ibrahim, chair of the Mo Ibrahim Foundation, at the launch of the 2015 Ibrahim Index of African Governance in London on Monday 5 October. (Image: Mo Ibrahim Foundation)Johannesburg, Tuesday 6 October 2015 – South Africa has retained its position in the 2015 Ibrahim Index on Africa Governance. In the 2015 Index, South Africa has retained its rank of 4 of 54 countries assessed in the Index.This follows South Africa’s improved performance in the 2015/16 World Economic Forum’s annual Global Competitiveness Index which saw South Africa rise seven places from 56 to 49 of 140 countries.The Ibrahim Index of African Governance (IIAG) measures the quality of governance in 54 African countries on an annual basis by looking at four areas: Safety and Rule of Law, Participation and Human Rights, Sustainable Economic Opportunity and Human Development. South Africa’s performance in each of these areas earns it the position of 7 (up from position 8 in 2014), 4, 2 and 6 respectively on the continent. Countries in the SADC region have also performed well in the 2015 Index.Brand South Africa CEO Kingsley Makhubela said, “We welcome South Africa’s performance in the 2015 Ibrahim Index of African Governance particularly in areas where improvements have been noted. The National Development Plan (NDP), together with various other instruments, will guide South Africa’s interventions to address other areas of concern including, amongst others, issues around personal safety.”“South Africa commends countries in SADC, in particular, on their performance in the Index. Although the 2015 IIAG indicates improved performance by countries on some indicators, we cannot under-estimate the urgency for the continent as a whole to implement Agenda 2063.”“All countries on the continent should have national programmes to drive their social and economic development. These programmes by African states will collectively contribute towards Africa’s plan for holistic socio-economic development.”“In this regard, we call on all South Africans in their different sectors to play their part in implementing the NDP which will be South Africa’s contribution to Agenda 2063. Continuous improvements in the various pillars identified in the NDP will translate into better performance by South Africa in various indices that assess our competitiveness and attractiveness as an investment destination,” concluded Mr Makhubela.  Please note that the ranking cannot be compared with previous years’ data. Annual refinements are made to the scores, and the entire IIAG dataset is revised retrospectively. Analysis above therefore draws comparisons between years based entirely on 2015 IIAG dataset. For more details on methodology, please see the methodology section of the IIAG website.
This photo shows the fiberglass batts surrounding an unsealed and uninsulated attic hatch. Years of excessive air movement has left gobs of crud suspended in the fiberglass fibers. Fireplace flue without a damperThis is a New England classic. So many homes in the northern U.S. predate the development of oil and gas heating; they originally had wood heating. In these homes, chimneys were basically a giant, centrally located thermal mass that helped warm the building. Moldy bathroom ceilingMoldy bathroom ceilings are all too common bathroom in cold climates. Unsealed chimney chaseThe photo of the chimney chase is taken from above, looking down. This is a gable-end chimney on a Colonial house with a garage addition. There’s a finished room over the garage, so that chimney shaft is surrounded by conditioned interior air.The chimney was framed in and drywalled. That light you see at the bottom is where the chimney shaft is open into the garage. On the right is uninsulated interior drywall. The cap is entirely unsealed, and the attic is insulated at the floor.This chimney chase alone probably accounts for 5% (if not more) of the homeowner’s heating bill.What’s the solution? Treat the top and bottom of the chimney chase as what they are: part of the building envelope. The top and bottom of the chase need to be sealed and insulated. We’ve seen some of the problems with framing around the chimney. Here’s a photo inside a fireplace flue. This flue was unused and did not have a working damper. It was a wide-open 2-square-foot hole, open year-round. The leak was obvious as hell once the blower door was running, but wasn’t very obvious to the naked eye. An uninsulated roomThis photo comes from our friends at Horizon Maine (a home-performance contractor in South Portland) who are doing the weatherization and insulation work at a home where I performed an audit. This is the space above a porch; the photo was taken after the porch ceiling was removed. There is a sitting room over the porch that the homeowner had set up as a home office. In spite of the efforts of a space heater and furnace going full blast, the temperature in this space wouldn’t get over 50°F in the winter.Now that the ceiling has been removed, what do we see?Sides of sitting room: UninsulatedUnder the room: UninsulatedSecond-floor wall (the plaster and lathe on the right): UninsulatedOver the room: 4 inches of cellulose with some knob-and-tube wiring for fun. The infrared picture shows where the poorly laid fiberglass batts are causing extreme dips in the ceiling surface temperature. The temperature is dipping below the dew point, causing bathroom moisture to condense. leading to surface mold growth. Yummy!Mold: check. Infrared camera showing why there’s mold: check. Asbestos-insulated boilerThis isn’t poor home building so much as a former best practice that didn’t turn out. At one time, asbestos was a miracle substance: a great insulator, nearly indestructible in residential applications, and impervious to fire. I mean, stone fibers don’t exactly light with a matchstick.From an energy history standpoint, this is a neat boiler. Shrouded in asbestos, it is a former coal boiler that was converted first to oil and later to natural gas. Surprisingly, the asbestos is in near-perfect shape, 60 years on.Unfortunately, many times miracle substances are too good to be true. Dirty fiberglass battOh, attic hatches … One of the most common symptoms of a problematic attic hatch is dirt and dust getting caught in the fiberglass insulation surrounding it. As some auditors say: as an insulation, fiberglass is an excellent air filter. I’m calling this collection of photos The Journal of Poor Homebuilding — kind of like Holmes on Homes, except that I won’t act like the previous contractors ought to be hunted down, predator-style.I had some other ideas for naming it before settling on JoPH (though they are all the same basic joke): Energy Rearguard, Home Energy Amateurs, Journal of Light Destruction, or the Building Magic Corporation. (As a side note, I love the sites on which these parodies are based and highly recommend reading them). Erik North, the owner of Free Energy Maine, is an energy auditor and home performance specialist in Westbrook, Maine. He is also the author of the Energy Auditing Blog.
MONTREAL — Prime Minister Justin Trudeau is calling out New Democrats after their leader encouraged French lawmakers to reject the comprehensive trade agreement between the European Union and Canada.Jagmeet Singh, along with Green Leader Elizabeth May, signed a letter this week urging politicians in France not to ratify the Comprehensive Economic and Trade Agreement, or CETA.As an EU-Canada summit wrapped up in Montreal Thursday, Trudeau asked who Canada should trade freely with if not its European allies and called the NDP stance “unfortunate.”So far, fewer than half of the EU’s 28 member states have ratified CETA, which nonetheless went into force provisionally in September 2017, eliminating tariffs on the vast majority of goods flowing between Canada and the EU.The benefits have been uneven, as European businesses ramped up exports right out of the gate while Canadian exporters were slower to boost trade.In 2018, Canada’s exports to the EU increased by seven per cent to more than $44 billion, with aluminum and motor vehicles and parts seeing the biggest gains. But the Canadian Agri-Food Trade Alliance says agri-food exports to the EU have dropped 10 per cent since CETA’s 2017 entry into force.The Canadian Press