‘Living Room Reset’

first_img Facebook Previous articleRays of Hope volunteer trainingNext articleMore than lights in Marfa admin ‘Living Room Reset’ WhatsApp Facebook Pinterest Twitter Twitter Pinterest New Life ChapelLiving Room Reset, a marriage and parenting event with Kirk Cameron, has been scheduled from 7 p.m. to 10 p.m. Saturday at New Life Chapel, 914 N. Texas Ave.Learn how to see your family with new eyes, and be inspired about giving your family a “Living Room Reset” as Cameron shares the things that have made the most valuable difference in his marriage and with his kids, and have brought the most peace and blessing to his home.Tickets are $25 for general admission and $50 for VIP seating.For more information, call 432-337-1000. WhatsApp Local News By admin – January 26, 2018 last_img read more

Have First-Time and Repeat Buyers Switched Places?

first_img First-time homebuyers are still crushing the mortgage market when compared with repeat buyers, according to a recent report by the Urban Institute (UI). Despite facing inflated prices, stunted supply, tight credit, and rental costs that make saving for a down payment difficult, first-timers have commanded the mortgage market for the past 10 years, the report revealed and The Urban Institute doesn’t see that changing anytime soon.Giving a brief background, the report indicated that theFederal Housing Administration (FHA), which makes low down payment loans available to borrowers with subpar credit, has typically targeted the first-time buyer market, who make up around 80 percent of the FHA’s total originations. That percentage plunged to about 75 percent during the recession but has tiptoed back up to nearly 83 percent today, UI reports.By contrast, the GSEs’ share of first-time homebuyers historically tracked much lower than the FHA’s, totaling about 25 percent during the early 2000s. During the housing bubble, it jumped to around 40 percent. After receding slightly during the recession, the GSEs’ share of first-timers has maintained an upward trajectory since 2013. It sits at nearly 50 percent today, the report notes.When combining the FHA and GSEs, the total share of first-time homebuyers taking out purchase mortgages in 2017 amounted to 60 percent—around 20 percentage points higher than the 40 percent pre-crisis average.Why the flood of first-timers post-crisis? The reason is two-fold, according to UI: “Partly, it’s the better economy. But a big chunk of the increase is driven by the pullback of repeat buyers.”The report found that between 2001 and 2007, repeat homebuyers represented anywhere from 1.4 to 1.8 million home purchases per year, while first-timers accounted for between 900,000 and 1.3 million. The two cohorts have since switched. Last year, repeat buyers purchased just over a million homes, while first-time buyers snapped up to close 1.5 million.“Falling house prices during the recession prevented millions of homeowners from accumulating equity in their homes, equity they have typically used to trade up to bigger homes,” UI reported.Since prices have picked up and home equity is rising again, will repeat buying activity reclaim its historic levels? “Probably not,” the report said.Owners may have more equity today, but most of them also have very low mortgages they locked in during the recession—when rates routinely measured below 4 percent. If, for example, a homeowner with a 3.5 percent rate wanted to upgrade to a different home, they’d have to secure a new mortgage at today’s higher rate.“Many homebuyers will likely find it much more economical to simply stay in their existing homes,” the report said. “This will continue to dampen repeat buying volumes and continue the dominance of first-time homebuyers in the housing market.”But those first-timers will, quite literally, be paying for that preeminent status, it notes.“Since existing homeowners won’t release their starter homes into the market, and since we aren’t making up for that deficit through new construction, prices will likely keep going up for first-time homebuyers,” it reported. August 20, 2018 1,635 Views Subscribe The Best Markets For Residential Property Investors 2 days ago Related Articles Demand Propels Home Prices Upward 2 days ago Buyers First-Time Homebuyers Homebuyers Homeowners Homes HOUSING loans Mortgages repeat buyers sellers Urban Institute 2018-08-20 Radhika Ojha in Daily Dose, Featured, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily About Author: Radhika Ojha Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. The Best Markets For Residential Property Investors 2 days ago Have First-Time and Repeat Buyers Switched Places?center_img Tagged with: Buyers First-Time Homebuyers Homebuyers Homeowners Homes HOUSING loans Mortgages repeat buyers sellers Urban Institute Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share 1Save Home / Daily Dose / Have First-Time and Repeat Buyers Switched Places? Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Previous: WMBC Showcases Logo Next: Computershare to Acquire LenderLivelast_img read more

Four Additional Judges Of Karnataka High Court Made Permanent [Read Notification]

first_imgNews UpdatesFour Additional Judges Of Karnataka High Court Made Permanent [Read Notification] Sparsh Upadhyay22 Feb 2021 6:23 AMShare This – xThe Central Government on Monday (22nd February) notified the appointment of Four Additional Judges of the Karnataka High Court as Permanent Judges.Four Additional Judges made Permanent. They are:-· Singapuram Raghavachar Krishna Kumar· Ashok Subhashchandra Kinagi· Suraj Govindaraj, and· Sachin Shankar MagadumThe Notification of the Central Government in this regard reads,”In exercise of…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Central Government on Monday (22nd February) notified the appointment of Four Additional Judges of the Karnataka High Court as Permanent Judges.Four Additional Judges made Permanent. They are:-· Singapuram Raghavachar Krishna Kumar· Ashok Subhashchandra Kinagi· Suraj Govindaraj, and· Sachin Shankar MagadumThe Notification of the Central Government in this regard reads,”In exercise of the power conferred by clause (1) of Article 217 of the Constitution of India, the President is pleased to appoint S/Shri Justices (1) Singapuram Raghavachar Krishna Kumar (2) Ashok Subhashchandra Kinagi (3) Suraj Govindaraj and (4) Sachin Shankar Magadum, Additional Judges of the Karnataka High Court, to be Judges of the Karnataka High Court with effect from the date they assume charge of their respective offices..”About Justice Singapuram Raghavachar Krishna Kumar Justice SR Krishna Kumar was born on 07th May 1970 and he graduated LL.B. at University Law College, Bangalore, and enrolled as an Advocate on 29th August 1992. He practiced as an Advocate in the High Court of Karnataka as well as Civil Courts, Criminal Courts and Tribunals. He was appointed as Additional Judge of the High Court of Karnataka and took the oath of the office on 23rd September 2019. About Justice Ashok Subhashchandra Kinagi Justice AS Kinagi was born on 01st January 01970 and enrolled as an Advocate in the year 1995. He practiced before the High Court of Karnakata, Kalaburagi Bench in the field of Civil, Land Acquisition and Service Matters from 2008 till 2019. He was appointed as Additional Judge of the High Court of Karnataka and took the oath of the office on 23rd September 2019. About Justice Suraj Govindaraj Justice Suraj Govindaraj was born on 14th May 1973 and he graduated LL.B (Hons) at NLSIU and enrolled as an Advocate on 23rd June 1995. He practiced in the field of Civil, Commercial Litigation, Contracts, Property Law, Arbitration, Company Law, Intellectual Property Rights, Constitution Matters, Debt Recovery, Environmental Law, Revenue Matters under local land laws, Consumer Law, RERA, etc., He was appointed as Additional Judge of the High Court of Karnataka and took the oath of the office on 23rd September 2019. About Justice Sachin Shankar Magadum Justice SS Magadum was born on 05th May 1972 and he graduated LL.B. at R.L. Law College, Belagavi, and enrolled as an Advocate on 31st October 1998. He Practiced at Chikodi from 1998 to 2001 and from 03rd July 2001 to June 2008, he practiced at the High Court of Karnataka, Bengaluru, in the field of Civil, Criminal and Constitutional Matters. After establishment of Circuit Bench at Dharwad, he shifted practice to High Court of Karnataka, Bench at Dharwad. Appeared before the Karnataka Appellate Tribunal and other Tribunals, and also before Karnataka State Consumer Disputes Redressal Commission and stood as Standing Counsel for National Highways Authority of India and Karnataka Institute of Medical Sciences, Hubbali. He was appointed as Additional Judge of the High Court of Karnataka and took the oath of the office on 23rd September 2019.Click Here To Download Notification [Read Notification]Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more